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NEWS you can use

Protect Your Summer Fun!

5/28/2018

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Now that summer is "officially" here, one thing is certain — even the simplest activities can go wrong.

Using sports equipment like tennis racquets, baseballs, baseball bats, flying saucers, lawn darts, or horseshoes has the potential to harm others. So does the use of skateboards, bikes, mopeds, go-karts, and radio-controlled cars, drones, helicopters and planes.  What can possibly happen when you have friends over to use your driveway, play equipment or swimming pool?

Potential liability comes from either you having fun at the expense of others or their property, or failing to take precautions for those you've invited to your residence (or other places).

Preserve Your Summer Fun
The easiest way to prepare for summer-activity liability is to ask yourself these questions:
  • What can I do to keep others safe from my activities?
  • Am I prepared to be responsible for people I hurt or property I damage?
  • How do I make my home and yard safe for fun-seeking visitors?
  • Am I keeping my guests to various events safe?
While accidents happen, many can be prevented by making sure that you and your children enjoy your activities responsibly. Operating bikes safely and in low traffic areas reduces the chance that others will be hurt. The proper use of games and equipment also make the likelihood of having someone injured more remote. In other words, it's important that your family uses sports and game equipment safely and appropriately.

Adult supervision is critical for potentially dangerous activities such as the use of motorized recreational equipment, trampolines, and swimming pools (including small wading pools). It's also important to make certain that guests you invite for camping or hiking trips are watched after carefully. In many instances, you are responsible for the safety of your guests when you invite them to enjoy outdoor activities, particularly boating or other activities involving water-related equipment.

How Does Liability Insurance Play a Role?
When accidents happen, they may be followed by medical expenses and, more seriously, lawsuits. Wouldn't you want to be  protected against such financial consequences?

Don't assume you have coverage — especially when an activity involves motorized or powered equipment. You may have to add coverage to your homeowner's policy or even buy special coverage for mini-bikes, mopeds, boats, all-terrain vehicles, etc.

Make safety part of getting ready for summer fun. Contact your insurance professional to make sure you have the right coverage to support a fun summer!

Related links: Umbrella Liability

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May is Pet Month!

5/18/2018

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If you're like us, you love your pet and would do all you can if they became ill or injured. Unfortunately, unexpected vet bills can really break your budget.

Did you know…
Every six seconds a pet parent is faced with a vet bill over $3,000.* In fact, something as simple as an upset stomach costs an average of $500 to treat! You can’t predict your pet’s health, but pet insurance can help you plan for it!
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Pet insurance takes the worry out of paying for the care your pets need. That's why Connecticut Insurance Exchange is proud to offer affordable pet insurance.
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Our Flexible Pet Insurance Options Allow You to Get the Protection That's Right for You and Your Best Friend
  • YOU pick the plan that right for YOU
  • Covers vet expenses from $500 to $5,000,000
  • Deductibles from $100 to $2,500
  • Reimbursement options of 70%, 80% or 90%
Contact your Connecticut Insurance Exchange agent about our affordable pet insurance today and ask about a 10% discount! 860 666-5443 or info@cieltd.us

*Source: 2014 PetPlan claims data.

Pet Safety Tips
Driving with Fluffy on your lap may look cute but is incredibly dangerous to you, your pet, and potentially other drivers on the road. If your pet will not lay down safely in the backseat, invest in a harness, crate or other means to keep everyone safe!

As the weather heats up, remember don't leave your pets unattended in a car! When the outside temperature is 70 degrees, a car can heat up to 89 degrees in just 10 minutes, and to 104 in 30 minutes leading to heat stroke, or worse!

Meet the Connecticut Insurance Exchange Pet Family!

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    News you can use from Connecticut Insurance Exchange covering topics ranging from your home, auto, business, liability and more.

    Author

    Melanie Thomson-Tregoning is a Licensed Insurance Agent and VP of Marketing for Connecticut Insurance Exchange, Ltd.

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  • Home
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  • Insurance
    • Auto Insurance
    • Homeowners Insurance
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